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Collector insurance

Forum: C3 General Discussion

28 Messages
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Collector insurance

Posted: 4/9/04 8:16amMessage 11 of 28
J
Jimmy
Former Member
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ZIEGLERVILLE, PA - USA
Joined: 11/29/2001
Posts: 66
Vette(s): 1968 Ralley Red Convertible 327 / 350 4 Speed
Hi Norsky |wavey| The link you provided worked great |thumb| I checked them out and their rates are competitive with Hagerty. Since I have been with Hagerty a few years now and am a satisfied customer I will stay with them. Thanks for your help. |cheers| |cheers|
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Collector insurance

Posted: 4/9/04 3:55pmMessage 12 of 28
R
Ron 78
Lifetime Member
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BINGHAMTON, NY - USA
Joined: 7/19/2003
Posts: 3825
Vette(s): ......
I've got my Vette insured through American Collecters,$107.00 a year,

C3VR Lifetime Member #93

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Collector insurance

Posted: 4/9/04 5:58pmMessage 13 of 28
C
C3RVETTE
Former Member
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Anacortes, WA - USA
Joined: 12/16/2002
Posts: 1293
Vette(s): 1979 Red #72 C3 Corvette,T-350,Black interior,air,tilt/tele,K&N.And a 1978 Olds Cutlass 350/350,auto,air,2-dr.,buckets
 Ron 78 said: I've got my Vette insured through American Collecters,$107.00 a year, 
Really? So do I,but my premium is around $30 more for $9000 coverage! I'm going to be switching as soon as I get the premium together,to Grundys.I made the mistake of telling Collectors what I got the vette for,before I asked to increase the coverage to what its really worth..just shy of $15,000,& they wont cover it for more than I paid! |eek| Can someone explain THAT to me,please! |cussing|

|UPDATED|4/9/2004 5:58:17 PM (AZT)|/UPDATED|

Jon,-Majestic Glass Corvette Club-....Red #72,blk.interior,1979 C3 Corvette-TH350,Weiand,Holley,glass tops,Pioneer,3.55's,K&N,Dynomax,Flowmaster 40's,Energy Suspension,Spicer,VB&P(pics soon); 1978 Olds Cutlass Supreme 350/350,Dk. Blue 2-door Coupe-Hotchkis,PST,K&N,XM...'99 Mitsubishi Galant GTZ V6,black/grey leather,intake,strut bars,tint... |IMG|http://www.msnusers.com/cutlasscorvetteworkinprogress/shoebox.msnw?action=ShowPhoto&PhotoID=63|/IMG|

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Collector insurance

Posted: 4/10/04 7:12amMessage 14 of 28
p
phxraptor
Former Member
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Phoenix, AZ - USA
Joined: 11/20/2002
Posts: 92
Vette(s): 81 Dark metallic blue/camel leather,polished alloys,glass tops,has every option for 81
With my insurance, American Collectors, they would only cover agreed value for what I paid for it in the first year of coverage. After that they would cover for agreed value for whatever amount I stated.I am in my second year with them and when my renewal statement came in the mail they raised the agreed value by $500 without me asking. I thought that was cool. Must be an inflation thing or something and my rate did not go up. |cheers| |wavey|
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Collector insurance

Posted: 4/10/04 10:06amMessage 15 of 28
C
C3RVETTE
Former Member
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Anacortes, WA - USA
Joined: 12/16/2002
Posts: 1293
Vette(s): 1979 Red #72 C3 Corvette,T-350,Black interior,air,tilt/tele,K&N.And a 1978 Olds Cutlass 350/350,auto,air,2-dr.,buckets
 CTM said: Just out of curiosity, what collector insurance companies, if any, do most of you use. I have recieved quotes from Grundy and Haggerty's. I was wondering if any of you have had any issues with either company. 
I am in my 4th yaer with them...the 1st 3 were for my '77,& this is my 1st full year with the '79.I already know about the $500 a year increase,but I figure they have to start from my new agreed value.Right now I'm only between $9000-$9500.TOO LOW! |cussing| |no-no|

Jon,-Majestic Glass Corvette Club-....Red #72,blk.interior,1979 C3 Corvette-TH350,Weiand,Holley,glass tops,Pioneer,3.55's,K&N,Dynomax,Flowmaster 40's,Energy Suspension,Spicer,VB&P(pics soon); 1978 Olds Cutlass Supreme 350/350,Dk. Blue 2-door Coupe-Hotchkis,PST,K&N,XM...'99 Mitsubishi Galant GTZ V6,black/grey leather,intake,strut bars,tint... |IMG|http://www.msnusers.com/cutlasscorvetteworkinprogress/shoebox.msnw?action=ShowPhoto&PhotoID=63|/IMG|

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Collector insurance

Posted: 4/12/04 4:36pmMessage 16 of 28
T
TOORED
Former Member
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Pompton Lakes, NJ - USA
Joined: 2/13/2003
Posts: 65
Vette(s): 1979 Coupe
Sounds like I'm the only one with JC Taylor.......$98 / year for my '79, and they are the nicest people to deal with....It's good to be me..........
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Collector insurance

Posted: 4/12/04 7:56pmMessage 17 of 28
A
Aegisfang
Former Member
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Syracuse, NY - USA
Joined: 8/1/2003
Posts: 693
Vette(s): ...
page 5 of this forum has a long discussion of this topic this is what I posted there.
We have J C Taylor Antique Auto Agency insurance on Ian. Their address is 320 S. 69th St., Upper Darby, PA 19082.
We pay $125.00 a year and it has limited mileage under 10,000 a year.Plus it is insured for $15,000 coverage |cheers|

|UPDATED|4/12/2004 7:56:45 PM (AZT)|/UPDATED|
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Collector insurance

Posted: 4/12/04 8:29pmMessage 18 of 28
C
C3RVETTE
Former Member
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Anacortes, WA - USA
Joined: 12/16/2002
Posts: 1293
Vette(s): 1979 Red #72 C3 Corvette,T-350,Black interior,air,tilt/tele,K&N.And a 1978 Olds Cutlass 350/350,auto,air,2-dr.,buckets
They also wont cover my State! |cussing|

Jon,-Majestic Glass Corvette Club-....Red #72,blk.interior,1979 C3 Corvette-TH350,Weiand,Holley,glass tops,Pioneer,3.55's,K&N,Dynomax,Flowmaster 40's,Energy Suspension,Spicer,VB&P(pics soon); 1978 Olds Cutlass Supreme 350/350,Dk. Blue 2-door Coupe-Hotchkis,PST,K&N,XM...'99 Mitsubishi Galant GTZ V6,black/grey leather,intake,strut bars,tint... |IMG|http://www.msnusers.com/cutlasscorvetteworkinprogress/shoebox.msnw?action=ShowPhoto&PhotoID=63|/IMG|

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Collector insurance

Posted: 4/15/04 12:46pmMessage 19 of 28
E
Eric76
Free Member
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LaSalle, Canada
Joined: 9/3/2003
Posts: 431
Vette(s): 1976, custom paint, chrome headers/side pipes, front/rear spoilers, dual side sport mirrors, bubble tail light conversion
I have resigned myself to the fact that I will not be able to get collector insurance for the simple reason that I only have 1 car. Even though it's not a daily driver (don't need one here in NYC) I can't qualify.

I did find out that State Farm offers a "Stated Value" policy. Car has to be insured already for at least a year. Mine was just put on the road last Oct so I don't qualify for that yet and they can't put a quote together until I qualify.

Man - this is tough.. |hammer|
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Collector insurance

Posted: 4/16/04 10:42amMessage 20 of 28
e
ezobens
Free Member
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Grayslake, IL - USA
Joined: 3/15/2004
Posts: 33
Vette(s): 1969 C3 Coupe. Was an L-46 now a ZZ3 w/M-21 4-speed, manual steering and brakes, 3.70 Posi. Red with Balck interior, non-numbers matching.
I have my 69' Coupe insured for 20K thru Allstate- All they required was a third party appraisal.
While my premium for 20K is about $330 for 6 months, it has a $50 deductible for comp/collision and it doesn't have the unrealistic 2500 mile/year milage limitation (it's my daily driver).
Besides, I only drive it during the summer so the other 6 months only costs me about $100 while it's in storage.
My other car (1970 442 W-30) is insured thru American for about 23K and costs $165 a year- But again, it's collectors insurance with the < 2500 miles/year stipulation.
It all depends on what you plan to do with the car.
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