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Car Insurance

Posted: 2/18/05 7:50pmMessage 1 of 22
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Victor, NY - USA
Joined: 7/12/2004
Posts: 6842
Vette(s): 2004 Commemorative Edition Coupe, Auto w/HUD. 13K miles in 2015. Sold 1982 Red Coupe
My policy is due in April.
American Collectors wants $312 for liability, comprehensive, collision and uninsured driver. The agreed upon value is $12,500.
I can drive 2500 miles/yr to events and shows.
Can I do better with some other company?
 
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Car Insurance

Posted: 2/18/05 8:04pmMessage 2 of 22
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Syracuse, NY - USA
Joined: 8/1/2003
Posts: 693
Vette(s): ...
Jc Taylor Classic car insurance costs us $125.00 a year, we have have to keep the cars under 10,000 miles a year. easy to do! But your 82 doesn't fit under that category yet , Dwight. so it is something to look forwad to for sure.Aegisfang38401.8397337963
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Posted: 2/19/05 6:45pmMessage 3 of 22
c
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Edgewood, KY - USA
Joined: 10/26/2003
Posts: 339
Vette(s): 1981, Black/Black, Engine bumped to about 400HP.Ext/int mostly stock.
Hagerty's covers my '81 for $230.  Of course, I am limited to "around" 2000 miles, cannot drive to work, and have a squeaky clean driving record. 
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Posted: 2/20/05 7:38amMessage 4 of 22
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Frederick, MD - USA
Joined: 9/8/2003
Posts: 3398
Vette(s): 1969 convertible L71 427/435 4-speed black interior
I have American Collector's as well for mine. I'm paying $150 annually for $21k value on my '78, but I also have a '69 Corvette and an Avanti on the same policy, so I know there's a multi-car discount involved.

Maybe your location, age, etc., makes a difference as well.

I would definitely check around.
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Car Insurance

Posted: 2/20/05 11:16amMessage 5 of 22
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DeBerry, TX - USA
Joined: 2/27/2002
Posts: 1006
Vette(s): 1971 383 Stroker- mille miglia red...5 speed

 When I was looking for insurance, the collectors ins. was cheap but there were too many restrictions. I finally went with MetLife, full coverage, insured for $20,000, NO restrictions, $470 yr. In fact, I cancelled Texas Farm Bureau and put my other 3 autos with them too. Well worth the little extra for no restrictions. Tx. Farm Bureau wouldn't even insure a fiberglass car.......EXCUUUUUSE ME!!! BTW, that's for a '71.

   I know the voices aren't real, but they have some pretty cool ideas...

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Car Insurance

Posted: 2/20/05 12:12pmMessage 6 of 22
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BUCKHANNON, WV - USA
Joined: 1/4/2002
Posts: 475
Vette(s): 81 T Top Beige in color
Grundy is my pick. unlimited mileage, must be garage kept. Over the age of 21,  $250 a year,  Vettebeige81
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Posted: 2/20/05 12:57pmMessage 7 of 22
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sussex, NJ - USA
Joined: 11/15/2002
Posts: 299
Vette(s): 1969 L71 riverside gold convertible on frame restoration numbers matching motor 4:11 factory rear 4speed with hooker side pipes
I use grundy myself, $30,000 for $180 and change per year. Keep the car garaged and drive when I want. Never been contacted by anyone other than sending them some pictures. Upgraded my policy last year from 20,000 to 30,000 sent a check, no problem. Just the way I like it.
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Posted: 2/20/05 7:00pmMessage 8 of 22
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Coventry, RI - USA
Joined: 7/14/2004
Posts: 23
Vette(s): 1978 L82 Coupe
I use AON Collector car insurance Full coverage no restrictions insured for 20K  full year premium 100.00 must be garage kept. their #
877-765-7790 good luck.
mikes7838410.4590856481
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Posted: 2/21/05 5:17amMessage 9 of 22
k
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Newark, DE - USA
Joined: 7/26/2004
Posts: 468
Vette(s): 1968 Conv, 454HO,500HP-600TQ, TKO-600,3:70 HD rear,hotrod air, custom paint & suspension,1973 Ruby Red,T-top, 383 Stroker, TK)-500,frame off restro, 1967 Dodge Coronet, 340 stroker to 406, Dana 60

I use American Hobbyist Insurance. You have to have a good driving record, but for $241.00 & 30K full coverage ( no DED) with no mileage limit, must be parked in a garage. Had someone run me off the road last year  & did $9000.000 damage ...had a check in 3 days & they said if it needed more they'd pay for it. My insurance stayed the same at renewal. I have USAA on the othe vehicles & this insurance is just as good or better.Alan

 

                                               

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Posted: 2/21/05 7:32amMessage 10 of 22
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HOWELL, NJ - USA
Joined: 5/18/2004
Posts: 6812
Vette(s): 1979, Targa Blue (72 Color), Pace Car rear spoiler, L88 hood, Dark blue factory interior, 525HP 406, HD 700R4, 370 gears,Steeroids, composite rear spring, TT IIs wrapped in T/A Radials.

For those of you military members, USAA offers collector insurance. I am paying $73/year for full coverage w/a 2500 mile per year limit.

 

Not too shabby!

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